Enrollment Timeline Calculator
Payer Enrollment Timeline Calculator — How Long Does Credentialing Take?
Use this free interactive tool to get realistic credentialing timelines for your specific payer combination. Select your target payers, CAQH readiness status, and provider type to receive a projected timeline for each payer plus your full-network completion date. ProEnrollment achieves 40% faster timelines than industry average through simultaneous multi-payer submission and weekly follow-up.
Typical Payer Timelines
Medicare PECOS: 45–90 days. Aetna: 55–90 days. UnitedHealthcare: 60–95 days. BCBS (state plans): 60–120 days. Cigna/Evernorth: 45–85 days. Humana: 60–90 days. Medicaid (state-specific): 30–90 days. Optum/UHC Behavioral: 60–90 days. Magellan: 45–75 days. With ProEnrollment's simultaneous submission, total timeline equals the longest single payer — not the sum of sequential applications. Related: Medicare checklist | get started.
Why Simultaneous Submission Changes Everything
The calculator's most important output is the difference between sequential and simultaneous strategies. Sequential (finish one payer, start the next) sums the timelines: six payers at 60–90 days each is a 12–18 month project. Simultaneous submission makes your total equal your slowest single payer — the same six payers complete in 90–120 days. Every input you give the calculator assumes simultaneous submission with active weekly follow-up; passive applications run 30–60 days longer per payer.
Reading the Per-Payer Estimates
The ranges reflect real processing behavior: Medicare PECOS 45–90 days (62-day managed average), BCBS plans the widest range (60–120, state-dependent), Medicaid highly state-specific (Texas faster, New York slower), MBHOs 45–90 days running parallel to their parent commercial plans. CAQH readiness is the gate before all of it — an incomplete profile adds 2–4 weeks before any payer starts reviewing. Plan provider start dates against the slowest payer in your mix, not the average. Check CAQH readiness first | full timeline guide | compress your timeline | get a managed timeline quote.