Payer Enrollment Timeline

How Long Does Payer Enrollment Take?

Payer enrollment timelines vary by payer and application completeness. These are realistic ranges based on ProEnrollment's managed credentialing data across providers nationwide.

Timeline by Payer

PayerTypical TimelineProEnrollment Average
Medicare PECOS45–90 days62 days
Aetna55–90 days68 days
UnitedHealthcare60–95 days72 days
BCBS (state plans)60–120 days78 days
Cigna45–85 days64 days
Humana60–90 days71 days
Medicaid (state)30–90 days55 days
Behavioral health MBHOs45–90 days60 days

What Affects Your Timeline

Three factors matter more than payer choice: CAQH readiness (an incomplete profile adds 2-4 weeks), application completeness (each deficiency cycle adds 2-8 weeks), and follow-up cadence (weekly contact closes applications 30-60 days faster than no follow-up).

Plan Your Start Date

With simultaneous submission across all payers, your total timeline equals your slowest single payer — not the sum of all of them. New practices should start credentialing the day the entity forms, not the day the practice opens. Calculate your specific timeline | start credentialing.